Navigating Insurance Claims After a Car Accident

Unless you’re an agent, navigating car insurance claims after a car accident can be confusing, at the very least. Collision Masters of Lexington is familiar with filing a claim after an accident, and we’re here to help get you through it. We work with your insurance company by advocating for your vehicle to receive the best quality service and parts available.

Kentucky is a no-fault state regarding car accidents. This means that every driver involved in a collision must begin by filing an insurance claim with their own company. There are three main types of car insurance:

1. Liability: Kentucky law requires every driver to have minimum liability insurance to help pay the associated expenses if you injure another person or their property during a car accident.
2. Collision: This optional insurance covers the repair cost to your vehicle regardless of which driver is at fault.
3. Comprehensive: Another optional type of coverage applies to most situations outside liability and collision claims, including theft, vandalism, and weather events.

Your insurance company will likely recommend collision repair centers, but you are not obligated to take your car there. It’s important to remember that car insurance companies want the repairs done as quickly and cheaply as possible, often at the expense of quality results. Choosing the collision center you prefer gives you the peace of mind that your vehicle will receive the attention it deserves. Collision Masters of Lexington will directly tow your car to our collision repair center from the accident scene.